Business Insurance

Making sure you have your business protected from property damage, lawsuits, injury, employee dishonesty, negligence, theft and death are just a few of the things that can result in a financial loss if you are inadequately insured. At Watson Insurance Group, our experts will work with you to create a specifically designed solution for your business’s needs. Contact Us for more information on commercial insurance options for your business.

General Liability:

Is basic business protection.  It covers property damage and bodily injury done to others when you are legally responsible. Depending on your occupation, professional liability insurance may be needed to fully protect your business from liability exposures.

Property:

Protects business property and inventory (assets) against physical loss or damage by theft, accidents or other listed perils on the policy.

Commercial Auto:

Provides insurance coverage for vehicles that are used for business purposes. Whether you use the vehicles to provide mobility for your employees, equipment or products, you cannot operate without a comprehensive company car insurance policy.

Errors and Omissions:

It protects you and your business from claims if a client sues for negligent acts, errors, or omissions committed during business activities that result in financial loss for the client.

Professional Liability:

Coverage to protect you from being sued for damages that result from you or your company’s negligence, misrepresentation, violations of good faith or error or failure to render an opinion or offer a service.

Commercial Umbrella Liability:

Is a type of liability insurance that provides additional coverage beyond the limits of your existing business liability coverage. An umbrella policy goes into effect when the limits in your other liability policies are exceeded.

Workers Compensation:

Insurance protects the key players on your team-your employees.  It pays for an injured employee’s medical treatment. It replaces part of lost wages if a job-related injury requires time off work.  Also it protects your business and assets.

Employment Related Practices Liability:

This insurance covers wrongful termination, wrongful refusal to employ, invasion of privacy, or defamation claims made by your employee against you, the employer.

Employee Dishonesty Insurance:

Insurance that covers the loss of money and property that is caused by an employee’s dishonesty.

Directors and Officers Liability:

Provides coverage for situations where a poor decision was made by your company’s board of directors or officers resulting in a claim for damage. Coverage can be provided for condominium associations, golf courses, churches, etc.

Employee Benefits Liability:

Liability of an employer for an error or omission in the administration of an employee benefit program, such as failure to advise employees of benefit programs. Coverage of this exposure is usually provided by endorsement to the general liability policy

Fire Legal Liability:

Coverage for property loss liability as the result of negligent acts and/or omissions of the insured that allows a spreading fire to damage another’s property

Liquor Liability:

Protects you against claims for injury sustained by reason of you selling, serving or furnishing any alcoholic beverage during the course of business.

Product and Completed Operations Liability:

Provides protection for bodily injury and property damage, which occurs away from your premises, and are caused by your products. The amount of coverage and the level of risk all depend on your business type.

Hired and Non-Owned Auto Liability:

Provides auto liability coverage for short-term auto rental (hired), or for employees using their personal auto (non-owned) during the course of business.

©Copyright 2017 Watson Insurance Group, Inc. All Rights Reserved. 3225 Shallowford Rd, Ste 930 Marietta, GA 30062 | 325 Willow Bend Rd, Peachtree City, GA 30269 | Office: 770-379-9100. Fax: 866-912-6783. Cell: 678-559-5722. Atlanta Insurance Agency offering Personal Insurance: Auto Insurance, Homeowners Insurance, Life Insurance, Renters Insurance, Recreational Vehicle Insurance, Personal Liability Umbrella Insurance. Commercial Insurance: Commercial Auto Insurance, Liability Insurance, Property Insurance, Life Insurance and Workers Comp Insurance. Our two Atlanta area offices are conveniently located in Sandy Springs and Peachtree City to serve all of metro Atlanta and the surrounding cities of Marietta, Roswell, Alpharetta, Tyrone and Fayetteville including the zip codes in Cobb 30067, 30066, 30144, 30188, 30062, 30068; Fulton 30004, 30005, 30009, 30022, 30023, 30075, 30076, 30077, 30328; Fayette counties 30214, 30215, 30290, 30269